Strategies to Manage Financial Stress and Improve Your Wellness

This article is sponsored content produced by JPMorgan Chase & Co. and presented by Montana Free Press.

Financial stress is a common concern today, leading many to worry about their financial future. Addressing financial issues can promote mental, physical, and emotional well-being. Recognizing the root causes of financial stress and creating goals can boost your confidence about managing money.

Consider these strategies for improved financial wellness and reduced anxiety:

1. Understand Financial Stress Causes

Common sources of financial stress include economic uncertainty, existing debts, unexpected expenses, and health changes. While individual situations vary, recognizing these factors can help you devise a personalized plan to address them.

2. Set Financial Priorities

Reflect on your key financial priorities, whether it’s paying off student loans, building an emergency fund, or buying a car. Establish milestones that are significant to you and plan to achieve them.

3. Develop and Adhere to a Plan

Setting achievable goals is crucial for financial health, but following through with a solid plan is essential. A savings plan can provide control over finances, reducing stress. Maintaining a budget helps track expenses, encouraging more savings.

4. Reduce Debt

To tackle debt, consider methods like the debt avalanche, focusing on high-interest debts first, or the debt snowball, which pays off smaller balances initially to build momentum.

5. Build Financial Resilience

Despite unavoidable financial stress, resilience can ease challenges. Learning money management and growing emergency savings prepare you for unexpected expenses.

The bottom line

Financial stress impacts health, but achieving financial goals and reevaluating plans can ease anxiety. Consider your needs before decisions, and consult professionals as necessary. Past performance isn’t a future guarantee.

For informational/educational purposes only: Views and strategies described on this article or provided via links may not be appropriate for everyone and are not intended as specific advice/recommendation for any business. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy. The material is not intended to provide legal, tax, or financial advice or to indicate the availability or suitability of any JPMorgan Chase Bank, N.A. product or service. You should carefully consider your needs and objectives before making any decisions and consult the appropriate professional(s). Outlooks and past performance are not guarantees of future results. JPMorgan Chase & Co. and its affiliates are not responsible for, and do not provide or endorse third party products, services, or other content.

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© 2026 JPMorgan Chase & Co.

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