Article Summary –
Vice President Kamala Harris proposes to expand Medicare to cover in-home health care for seniors, vision and hearing benefits. The plan addresses the high costs of long-term care, seeks to relieve family caregivers, and aims to reduce the senior care crisis. Funding hinges on Medicare drug negotiations and fraud reduction. Approval depends on Democrats gaining legislative control.
Medicare to Expand In-Home Health Care and Vision Benefits for Seniors
Vice President Kamala Harris announced an initiative to broaden Medicare, including long-term in-home health care for seniors, allowing them to remain at home rather than moving to nursing homes, while alleviating family burdens.
Medicare currently lacks long-term care coverage like home health aides. It only provides limited services, surprising many older adults.
Many turn to Medicaid, often having to spend down their assets for eligibility. In-home care coverage is minimal unless individuals move to nursing facilities.
Some pay over $100,000 out-of-pocket for home aides, relying on unpaid family caregivers, impacting those providing care.
Harris recounted caring for her mother, emphasizing the personal significance of providing dignified care.
Harris’ proposal ensures at-home health benefits for seniors needing help with daily tasks, as determined by medical providers. Most seniors could continue living at home with limited weekly care.
Medicare will implement a “sliding scale” for beneficiary cost-sharing and collaborate with private-sector businesses. Additionally, it will cover vision and hearing benefits, providing further savings to seniors.
Funding will come from expanded Medicare drug price negotiations, increased discounts on certain brand-name drugs, and addressing fraud. Harris aims to enhance transparency in pharmaceutical practices.
Senior Care Crisis and Support for Sandwich Generation
Harris’ plan addresses the needs of the “sandwich generation”, those caring for aging parents and children. Over half of Americans in their 40s belong to this group.
“It’s nearly impossible to care for kids and aging parents, especially when working,” Harris said, noting the emotional and financial tolls.
Facing a projected need for long-term care among 70% of seniors, Harris’ plan comes as home care is shown to be more effective than hospital stays.
Lisa Gilbert of Public Citizen emphasized the necessity of this expansion for families struggling to provide at-home care.
Congressional approval is required for Harris’ plan, potentially passing if Democrats gain control in upcoming elections.
Ai-jen Poo of Caring Across Generations praised the proposal, highlighting strong support from caregivers.
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