Home insurance rates in Montana have surged by 44% over the last five years, becoming a central issue in the state’s auditor election. Republican James Brown, head of Montana’s utility board, competes against Democrat John Repke, a retired business executive. The winner of the November 5 election will lead an agency responsible for overseeing the insurance industry, wielding a $10 million budget and a 72-member staff.
Brown, boasting his regulatory experience, pledges to simplify processes, protect consumers, and support Montana seniors. He emphasizes his rural roots and public service record in his campaign. Brown’s tenure at the Montana Public Service Commission has been noted, where he claims improvements under his leadership.
Repke, with decades of risk management experience, promises to provide access to affordable and comprehensive property and health insurance. He presents himself as an independent advocate capable of facing the challenges arising from climate change-driven insurance rate hikes.
Reports indicate Montana home insurance rates have climbed to nearly $2,800 annually, a significant hike driven by devastating wildfires and flooding. Both candidates focus on tackling these rising insurance costs. Brown plans to lure new insurers to the state with a favorable business environment and explore incentives for homeowners reducing fire risks.
Repke criticizes current state auditor Troy Downing for skipping a federal study on the insurance impact of climate events. He believes ignoring such data fails to protect Montana consumers. Repke also voices concerns over the potential Medicaid expansion sunset, urging legislative action to ensure continued health care access across the state.
Critiquing Brown’s political ambitions, Repke argues that Brown’s focus on other pursuits undermines his public service commitments. The upcoming election will determine who will manage state trust lands contributing to school funding. No debates are scheduled, and absentee ballots will be distributed starting mid-October.
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